第二百四十五章 活着(第3/5 页)
付。这也就意味着，如果哪天我出门忘记带现金了，那么那天我大概率不会过得太美好，但是现在我只需要带一个手机就能够完成出门！
I think these apps and online money transfer transactions have made our daily lives much easier， in the past I always needed to take a wallet with me when I went out to avoid not being able to pay when I went out to spend money. This also means that if I forget to take cash with me when I go out， I'm probably not going to have a good time that day， but now all I need to do is to take my mobile phone with me and I'm good to go!
（Q4）
Do you use a credit card to buy things?
通常情况下我不怎么用信用卡，因为信用卡本身是一种超前消费，而我看了太多超前消费导致的悲剧，因为超前消费而无法还款从而选择贷款！而他们的家庭因此变得支离破碎，我觉得我没什么自制力，所以如果不是迫不得已的情况下我大概也不会选择使用信用卡。
I don't usually use credit cards because they are a form of overspending， and I've seen too many tragedies caused by people who overspent and couldn't pay back their debts， so they chose to take out a loan! Their families are torn apart， and I don't think I have much self-contr
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